Apply for a loan today!

Get the money you need quickly by clicking the Register Now button

About Guardian Credit Limited

GUARDIAN CREDIT LIMITED (GCL) is a lending company that assists individuals and corporate bodies meet their urgent financial needs.

Loan sizes range from ₦50,000.00 – ₦50,000,000.00 and tenors are between 1 (one) to 12 (twelve) months.

Our rates are very competitive and we have no hidden charges.

Disbursement is done in minutes! upon submission of required documents.

We offer the following loans:

Payday Loans

We offer individuals with a regular monthly income loans tenored for a month to a year to meet urgent financial needs.

Company Loans

GCL Also assist companies who meet our Risk Acceptance Criteria (RAC) various loans from asset acquisition finance, Purchase Order Financing and to augment Working Capital requirements

Trader Loans

We offer traders loans to augment their working capital. The only condition for the Loans is the Trader must have a shop

Asset Acquisition Loans

GCL also assists individuals and corporate bodies acquire assets they require under a lease and buy back arrangement. We offer very flexible tenors and rates. Assets such as a mobile phone can be bought under this arrangement.






Loans Disbursed

Frequently Asked Questions

How do I apply for a Loan?

Simply click the Register Now button above or in the menu. Fill out your profile information. You will also upload your picture in JPG format. Our team will review and approve your profile and you will receive a welcome email. Once your profile is approved, simply log in and request a loan.

How long does it take to get the funds?

Once your loan application is approved, you will be alerted by email and sms to download and sign the loan agreement. Once you upload the signed agreement and other documents, the funds will be disbursed to your account in minutes.

What documents do I have to provide?

The documents required for disbursement is dependent on the type of loan and is clearly stated in the offer letter that you download from the portal. You can also contact us for more information.